By purchasing a product from A Casual Fellow’s Exam Seminars LLC (“Casual Fellow”), you agree to comply with and be bound by the following terms and conditions of use. Please review these terms and conditions carefully. If you do not agree to these terms and conditions, you should not continue with your purchase.

1. Payments

You will be charged a one-time payment for the product. All payments are due upon receipt. If a payment is not received or the payment method is declined, no item will be delivered.

2. Refund Policy

No refunds are offered for study guide or online seminar purchases.

3. Licenses and Restrictions:

Casual Fellow grants you the limited, revocable, non-transferrable license to use the purchased products for your own personal use.

Right to Transfer - You may not share the materials or their related files with others. This includes not sending it to your family, friends, coworkers or sharing it publicly online.

You may not share, sell, transfer or give away any of the purchased products and their related files that are for your personal use.

All of the content on https://casualfellow.thinkfic.com (“Website”) and in the Casual Fellow products and related files are copyrights of Casual Fellow.

Casual Fellow makes no warranty, express or implied regarding the accuracy or completeness of the information on the Website or purchased products.

4. Disclaimers

The Website is an educational and informational resource for actuaries and actuarial students. We cannot guarantee the outcome of following the recommendations provided and my statements about the potential outcome are expressions of opinion only. We make no guarantees about the information and recommendations provided herein. By continuing to use/read/participate in the Website and purchased study material, you acknowledge that we cannot guarantee any particular results, as such outcomes are based on subjective factors that are not within my control. Therefore, following any information or recommendations provided on the Website or purchased study material is at your own risk. We make no guarantee that you will pass an actuarial exam or achieve any result from the ideas and content on the Website or in products purchased on the Website.

We aim to describe and display our products as accurately as possible. However, we cannot guarantee that the products will be completely accurate. Likewise, we cannot guarantee their uses for your particular circumstances and purposes or that you will pass your exam using these products. Please do not accept that the product descriptions contained on the Website are entirely accurate, current, or error-free. Occasionally, we may correct errors in pricing and merchandise descriptions.

5. Miscellaneous:

Intended Audience. The Website is intended for adults only. The Website is not intended for any children under the age of 18.

Compliance with Laws. You agree to comply with all applicable laws regarding your use of the Website. You further agreed that information provided by you is truthful and accurate to the best of your knowledge.

Indemnification. You agree to indemnify, defend and hold Casual Fellow and our partners, employees, and affiliates, harmless from any liability, loss, claim and expense, including reasonable attorney’s fees, related to your violation of this Agreement or use of the Website.

Casual Fellow reserves the right to make changes to the Website, policies and Terms and Conditions at any time without notice or liability.